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3320 Arundel On The Bay Road, Annapolis, MD 21403

$625,000
  • 3320 Arundel On The Bay Road, Annapolis, MD 21403 Main Photo

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BEDS3 BATHS3 full 1 partial SQUARE FEET1,812 MLS#MDAA2141892
STATUSACTIVE PROPERTY TYPEResidential - Single Family SUBDIVISIONOYSTER HARBOR SCHOOLANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Property Description

Welcome to 3320 Arundel on the Bay Road—where relaxed coastal living meets thoughtful design in the water-privileged community of Oyster Harbor. This beautifully maintained and upgraded 3-bedroom, 3.5-bath coastal-style home offers the perfect blend of indoor comfort and outdoor enjoyment. Inside, you’ll find an upgraded and inviting open plan design complemented by a cozy wood-burning fireplace, and three ensuite bedrooms, each with a private bath. The finished lower level offers full daylight and a walk-out slider to a private paver patio. A versatile studio apartment with quarts counter tops and bright white cabinetry, is ideal for guests, rental income, or a private workspace—with its own separate entry. Step outside and experience the home’s exceptional exterior features. The premium IPE wood dining deck and front stairs provide a durable and stylish space for entertaining or relaxing, enhanced by a clear-view vinyl-clad railing system. The property includes five parking spaces, multiple brick paver walkways, a private entry to the studio, a brick patio with garden beds, and two rear storage sheds, including a walk-in shed with a window. Every detail is designed for both function and coastal curb appeal. Living in Oyster Harbor means enjoying unmatched access to the Chesapeake lifestyle. This sought-after waterfront community borders Oyster Creek, Fishing Creek, and the Chesapeake Bay, offering multiple shoreline access points for boating, paddling, and soaking in the views. Residents enjoy a private sandy beach with designated swimming areas, sea nettle nets, picnic spots, BBQ areas, and a gazebo perfect for gatherings. For boating enthusiasts, the community features three marinas with 30–40 slips, boat ramps, multiple piers, and docking locations. There’s even a dedicated fishing pier, dinghy racks, and floating dock spaces for small craft like kayaks, paddleboards, and Sunfish sailboats. Whether you’re crabbing, fishing, or simply enjoying the water, this community checks every box. This is more than just a home—it’s a gateway to a vibrant coastal lifestyle in one of Annapolis’ most vibrant water-access neighborhoods. Come home to your get-away lifestyle!

3320 Arundel On The Bay Road | MLS# MDAA2141892

This single family home located at 3320 Arundel On The Bay Road, Annapolis, MD 21403 is currently listed for sale with an asking price of $625,000. This property was built in 2002 and has 3 bedrooms and 3 full and 1 partial baths with 1812 sq. ft. Arundel On The Bay Road is located in the OYSTER HARBOR subdivision within the ANNE ARUNDEL COUNTY PUBLIC SCHOOLS school district. Search OYSTER HARBOR real estate on www.elizabethnicholsrealtor.com today.

Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: Other, Connecting Stairway, Daylight, Full, Fully Finished, Heated, Improved, Interior Access, Outside Entrance, Rear Entrance, Shelving, Sump Pump, Walkout Level, Windows
Cooling: Heat Pump(s), Central A/C
Fireplaces: 1
Fuel Type: Electric
Heating: Forced Air
Home Style: Contemporary, Transitional, Coastal
Lot Size: 0.23 Acres
Roof Type: Architectural Shingle
Stories: 3.0
Taxes: $6,113
Year Built: 2002

Feature Descriptions

Additional Structures: Above Grade, Below Grade
Appliances: Built-In Microwave, Built-In Range, Dishwasher, Disposal, Dryer, Dryer - Electric, Exhaust Fan, Extra Refrigerator/Freezer, Oven - Self Cleaning, Oven/Range - Electric, Refrigerator, Stove, Washer, Washer/Dryer Stacked, Water Heater, Water Conditioner - Owned
Exterior: Extensive Hardscape, Secure Storage, Sidewalks, Private Beach
Exterior: Frame
Fireplace: Mantel(s), Wood
Flooring: Hardwood, Ceramic Tile, Partially Carpeted, Wood
Interior: 2nd Kitchen, Bathroom - Soaking Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Butlers Pantry, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Floor Plan - Open, Formal/Separate Dining Room, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Water Treat System, Window Treatments, Wood Floors
Lake Name: Oyster Creek, Fishing Creek and the Chesapeake Bay
Lot: Front Yard, No Thru Street, Rear Yard, SideYard(s)
Lot Dimensions: 0.23 Acre(S)
Parking Features: Gravel Driveway
Parking Notes: 5 Total Parking Spaces
Rooms: Living Room, Dining Room, Primary Bedroom, Sitting Room, Bedroom 2,Bedroom 3,Kitchen, Laundry, Bathroom 2,Bathroom 3,Primary Bathroom, Half Bath
Sewer: Public Sewer
Special View Info: Garden/Lawn
SQFT Above Finished: 1300
SQFT Below Finished: 512
SQFT Total Finished: 1812
Structure Type: Detached
Total Garage/Parking Spaces: 5
Water: Well
Water Access: Canoe/Kayak, Private Access, Private Beach, Swimming Allowed
Windows: Casement, Double Hung, Double Pane, Energy Efficient, Screens, Vinyl Clad

Local Schools

School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Listed By / Shown By

Listed By

Agency Name: Northrop Realty
Agency Phone: 4105310321

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Estimated Payment

$ 2,082.69 per month $1,390.98 Principal & Interest $509.42 Property Tax $182.29 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/06/2026. The listing information on this page last changed on 05/06/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 05/06/2026 1:23:46 AM EST) or Bright MLS (last updated Wed 05/06/2026 12:37:44 AM EST). Real estate listings held by brokerage firms other than Berkshire Hathaway HomeServices Homesale Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Elizabeth Nichols 

2660 Gravel Road, Harrisburg, PA 17110
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